Level 10 Character Cards

Since GF cards and character cards are harder to find than normal cards (only on special locations) and you can only have one of each at a time, which means you only need a single card of each of them to refine them to items, I'm replacing the "Amount" column with "Location" here so you see where to find them.

Level 10 Cards

Name	Card	Element	Location	Refine(s) into
Edea		N/A	Play against Edea herself when she's at the orphanage.	Royal Crown x3
Irvine		N/A	Play against the mayor's wife in Fisherman's Horizon during the Card Queen subquest (Disc 3).	Rocket Engine x3
Kiros		N/A	Play against the man in the black suit in the Deling City pedestrian zone during the Card Queen Subquest (Disc 3).	Accerelator x3
Laguna		N/A	Play against Ellone in the Esthar space station (Disc 3).	Hero x100
Quistis		N/A	Play againt one of the Trepe groupies in the Balamb Garden class room (Disc 1/2/3).	Samantha Soul x3
Rinoa		N/A	Play against General Caraway in Deling city. You have to give up the Ifrit card for this. (Disc 1-3)	Magic Armlet x3
Seifer		N/A	Play against Cid in Balamb Garden (Disc 1), in Fisherman's Horizon (Disc 2) or in the orphanage (Disc 3).	Diamond Armor x3
Selphie		N/A	Play againt Selphie's friend who's sitting next to the well in Trabia Garden (Disc 2/3).	Elem Guard x3
Squall		N/A	Play against Laguna in Esthar (Disc 3).	Three Stars x3
Ward		N/A	Play against Dr. Odyne in Esthar (Disc 3).	Gaea's Ring x3
Zell		N/A	Play against Zell's mother in Balamb with Zell in your party (Disc 1-3).	Hyper Wrist x3